
Why Your Standard Home Insurance Policy Might Leave You Under Water
It’s a story we see far too often across Ontario. A heavy summer storm hits Durham Region, municipal sewer lines overwhelm, and raw sewage backs up through a basement floor drain. A local homeowner recently assumed their comprehensive property policy would handle the clean-up. Instead, they discovered a crushing detail in their policy’s fine print: their insurance provider had capped their sewer backup coverage at just $20,000.



















