What does renting a room mean for my home insurance?
Traditional home insurance will protect your property and belongings against theft, fire and weather damage. Renting out a room is different and will not fall under your home insurance policy. If you rent out any of the following, it must be declared to your Insurance...
Protecting your Home throughout Heating Season
If your home is unoccupied throughout the heating season for more than four consecutive days, you have an obligation outlined under your house insurance contract to take steps to avoid the freezing of water pipes.
Are you ready for Winter Driving?
When it comes to driver safety during the winter months, and ounce of prevention can be worth a pound of cure. Preparing your vehicle, and adjusting some of your habits, can be the difference between a safe arrival, and a spin-out on the road. Here are our top 3 tips...
Distracted Driving and what it means for your Insurance
If you are convicted of distracted driving that results in a motor vehicle accident, insurance companies will classify this as a major offence just like careless driving and driving under the influence.
Accident Benefits, Death and Funeral Benefits
Your auto policy includes up to $6,000 for funeral costs as well as lump sum payment of $25,000 to your spouse and $10,000 to each of your dependants, if your death is the result of a motor vehicle accident. You may choose to increase your coverage.
Accident Benefits, Income Replacement
Auto insurance and accident benefits aren’t exactly the most exciting topic. It can also be pretty tricky to understand all of the terminology and choices available to you. However, it is very important for all drivers to understand these coverages and how they affect...
Accident Benefits, Dependent Care, Caregiver & Housekeeping
Auto insurance and accident benefits aren’t exactly the most exciting topic. It can also be pretty tricky to understand all of the terminology and choices available to you. However, it is very important for all drivers to understand these coverages and how they affect...
Accident Benefits Series, Injuries
Auto insurance and accident benefits aren’t exactly the most exciting topic. It can also be pretty tricky to understand all of the terminology and choices available to you. However, it is very important for all drivers to understand these coverages and how they affect...
Accident Benefit Coverage
Auto insurance and accident benefits aren’t exactly the most exciting topic, but we are very concerned that you may not be aware of the benefits that are available to you and that it could dramatically affect the financial settlement of your injury claim. It can also...
Watercraft Insurance
Does your home insurance policy cover liability in terms of boats, jet skis and other watercraft? Your home insurance will only cover losses on small watercraft, valued at less than $2000.00 and have a smaller than 25hp outboard motor. At Roughley Insurance, we do...
Lakeridge Health Foundation’s Launchpad
Lakeridge Health Foundation’s Launchpad is a group of young leaders dedicated to improving the health of our community. Through rewarding events and initiatives, their goal is to raise awareness and funds for the hospital. Donations received through Roughley Insurance...
Cyber Liability Insurance
According to a Canadian Underwriter article written by Willie Wong, Security Leader, IBM Canada, “Data security has always been an issue, but perhaps no more than today. A recent survey of 1,500 Canadians clearly shows, however, that awareness of data security lags...
Ride-Share Insurance
It is no secret that ride-sharing has grown over the last few years. Did you know that ride-sharing is not covered on your personal auto policy? As the sharing economy continues to forge ahead, more and more services are popping up to allow those who have space to...
Roughley Insurance Brokers is a Technology Leader!
We are proud to announce that we have been named a top performer with CSIO Technology based on our 100% score on their Technology Scorecard assessment! This achievement was based upon our website, allowing users to receive a quote online, engaging with our followers...
Insurance Tip – Home Insurance and Watercraft
Does your home insurance policy cover liability in terms of boats, jet skis and other watercraft? Your home insurance will only cover losses on small watercraft, valued at less than $2000.00 and have a smaller than 25hp outboard motor. At Roughley Insurance, we have...