Winter driving – it’s coming whether we like it or not.
Most of us have taken a bit of a break from winter driving (thanks, COVID!), and it is easy to forget how treacherous it can be out there on the roads in bad weather.
Now that we are FINALLY able to travel during the winter to visit friends and family, it’s a great time to brush up on some winter driving best practices.
Accident Benefits, Death and Funeral Benefits
Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident. This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.
Many people aren’t aware that their auto insurance policy includes death and funeral benefits if death is a result of a motor vehicle accident.
Accident Benefits, Income Replacement
What would you do if you were injured in a car accident and unable to work? Do you have short term disability coverage? Would you be able to get by with limited income for an extended period of time?
Accident Benefits, Dependent Care, Caregiver & Housekeeping
Are you the primary caregiver for an elderly parent or relative? If you were injured in a car accident, who would care for them? Do you have someone who would be able to complete home maintenance such as mowing the lawn or cleaning the house?
Accident Benefits Series, Injuries
Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident. This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.
Accident Benefit Coverage
Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident. This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.
If you are Renting, do you need Renters Insurance?
Don’t make the common but costly mistake of thinking your landlord’s insurance protects you and your belongings – it doesn’t. The time to secure your renters insurance is now, before a major calamity occurs.
Does Your Business Have the Right Insurance Coverage?
When's the last time you looked over your insurance coverage? If you're like most busy business owners, it's probably been a while. It's important to make sure you have the right coverages for your various business exposures. Even if you think you know what's in your...
What is Personal Liability under your Home Insurance Policy?
What if a visitor slips and falls down your rickety porch? The personal liability portion of your home insurance policy covers you against lawsuits for injury or property damage that you or your family members cause to other people
What You Need To Know About Water Damage and Home Insurance
With an increased amount of precipitation, along with unpredictable and severe weather events in Canada, the likelihood of experiencing a water-related insurance claim has increased.
Things to think about when you’re planning for home renovations
Reach out to your licensed home insurance broker to make sure you have the right coverage before you start working on renovations. If you’ve recently completed a home reno, ask your broker if your upgrades are covered by your existing home insurance policy.
Spring Home Maintenance to Keep your Home Running Smoothly
A little home maintenance in the Spring will go a long way for the seasons ahead. With the warmer weather comes an opportunity to get your home in top shape. This isn’t just for appearance either – these tasks can prevent damage and reduce your chances of a house insurance claim.
Cyber Security Throughout COVID-19
We have made an easy target for cyber criminals. We are online now more than ever – cyber criminals take advantage of high-profile events, like COVID-19, and prey on our emotions and our devices.
Whether you are working from home, shopping online or spending more time on social media, there are some simple steps you can take to protect yourself and your data while online.
What’s covered under your Home Insurance policy?
This is a question with a long answer, but it’s important that you understand what the coverages and limits are under your homeowner’s insurance policy.
The Future of the Insurance Industry
Insurance rates are determined based upon the probability of an accident happening – a flood, for example. If the insurance industry is unable to accurately predict the probability of a flood or if floods are increasing in frequency, rates rise.