Roughley insurance brokers will discuss your needs, assess your risk level, and advise which coverage options will best protect you. As brokers, we work with multiple insurance providers to get you the right coverage at the right price.
Are you are already itching to escape our Canadian cold to a warmer climate? The frigid temperatures that we can experience in Ontario can wreak havoc on your home, especially if your home is unoccupied. We want you to have the best memories that are not clouded by an unfortunate event at home while you are away this winter.
Collision is an optional insurance policy add-on but we always recommend adding it to your policy. If you do not have collision coverage could you afford to replace your vehicle today?
Your home-based business needs insurance. Let us help you be properly protected against potential lawsuits and claims.
Are you renting? You need insurance. There is so much to think about and plan for such as where to live and what to bring. One thing that many new renters don’t think about is insurance… but that’s where we can help.
Your home insurance policy will not cover you if someone is renting a part of your home if it has not been declared to your insurance broker. If you are not upfront with the usage of your home, you risk your policy not being renewed, or worse, an accident happening on your property and you not being adequately protected.
Imagine your investment of $425,000, along with your dreams, being burned away in a matter of minutes. Unfortunately, a Toronto couple experienced this first-hand. The couple’s in-progress cottage on Georgian Bay was destroyed in a matter of minutes due to a suspected...
Renting out your seasonal dwelling can bring in big bucks, but not without its own set of risks.
If your employees work from home, or sometimes work from home, do not make the mistake of thinking that their home insurance will cover your business insurance needs.
Help! My car has been hit and the driver has fled the scene. What do I do?
Liability lawsuits are unpredictable these days. While home and auto insurance carry liability protection, they most likely aren’t designed to handle a big claim, such as permanent disability.
If you lose a lawsuit that results in a payment amount that’s larger than your insurance policy covers, the remainder will have to be paid out of pocket.
Umbrella insurance is a kind of personal liability insurance that takes over when the liability limit on your standard home, auto or other personal insurance policies is maxed out. You can acquire a policy for as low as $125 for the year.
You cannot insure what you do not own or have an insurable interest in whether it be a vehicle, a home, a boat, a recreational vehicle or an aircraft.
Insurance is in the business of managing risk. Greater risk = more claims = higher premiums. Our climate has already shifted, and experts predict significant further changes. Our future will be warmer, with more extreme weather events.
Most of us have taken a bit of a break from winter driving (thanks, COVID!), and it is easy to forget how treacherous it can be out there on the roads in bad weather.
Now that we are FINALLY able to travel during the winter to visit friends and family, it’s a great time to brush up on some winter driving best practices.
Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident. This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.
Many people aren’t aware that their auto insurance policy includes death and funeral benefits if death is a result of a motor vehicle accident.