What’s covered under your Homeowner’s Insurance policy?
This is a question with a long answer, but it’s important that you understand what the coverages and limits are under your homeowner’s insurance policy.
The Future of the Insurance Industry
Insurance rates are determined based upon the probability of an accident happening – a flood, for example. If the insurance industry is unable to accurately predict the probability of a flood or if floods are increasing in frequency, rates rise.
How can I reduce my auto insurance premium?
Ontario has some of the highest auto insurance premiums in the country. There are some ways you can reduce your premium and save some money.
Vehicle Use Change due to COVID-19
We recognize that driving habits have changed for many customers since the beginning of the pandemic. We’re here to help.
Have your work practices changed due to COVID-19?
Have your work practices changed due to COVID-19? Work with your insurance broker to determine your next steps.
Roughley Insurance Announces New Hours!
Effective March 30, 2020, Roughley Insurance Broker’s hours of operation will change to 9:00am until 4:30pm, Monday to Friday.
What is in your vehicle emergency kit?
Being prepared for any situation while on the road will provide you with peace-of-mind and the tools to overcome a potentially dangerous situation. Public Safety Canada has put together a great resource for you that includes items you should keep in your vehicle in...
What does a vacation have to do with your auto insurance?
Whether you are taking your car with you on vacation or you are leaving it at home, a quick call to your Insurance Broker should be on your list of things to do to prepare for your upcoming vacation. If you take your car with you: Your auto insurance coverages only...
Be Prepared for a Motor Vehicle Accident
Have you ever been involved in a motor vehicle accident? No one wants it to happen to them but the reality is that it might happen to you. If it does, being prepared for what happens directly after the accident is important. What to do if you have an accident: Call...
If you have a small business, you need insurance.
If you have a small business, you need insurance. The next item on your check list is deciding which type of business insurance is right for you. Some examples of small businesses that need insurance: Home-based businessesYou make and/ or sell products out of your...
What does renting a room mean for my home insurance?
Traditional home insurance will protect your property and belongings against theft, fire and weather damage. Renting out a room is different and will not fall under your home insurance policy. If you rent out any of the following, it must be declared to your Insurance...
Protecting your Home throughout Heating Season
If your home is unoccupied throughout the heating season for more than four consecutive days, you have an obligation outlined under your house insurance contract to take steps to avoid the freezing of water pipes.
Are you ready for Winter Driving?
When it comes to driver safety during the winter months, and ounce of prevention can be worth a pound of cure. Preparing your vehicle, and adjusting some of your habits, can be the difference between a safe arrival, and a spin-out on the road. Here are our top 3 tips...
Distracted Driving and what it means for your Insurance
If you are convicted of distracted driving that results in a motor vehicle accident, insurance companies will classify this as a major offence just like careless driving and driving under the influence.
Accident Benefits, Death and Funeral Benefits
Your auto policy includes up to $6,000 for funeral costs as well as lump sum payment of $25,000 to your spouse and $10,000 to each of your dependants, if your death is the result of a motor vehicle accident. You may choose to increase your coverage.