Impaired Operation of a Motorized Vehicle and Your Insurance
Any tickets given while driving your motorized toys will impact your auto insurance.
I am driving a ‘beater’… how can I reduce my auto insurance coverage?
As your vehicle ages, or you finish making payments, you might be wondering if it is possible to reduce your auto insurance costs by reducing or eliminating unnecessary coverages.
The answer is: depends.
I want to buy a recreational vehicle. Do I need insurance?
If your summer plans include purchasing or using a recreational vehicle, the team at Roughley Insurance Brokers wants you and your vehicle to be protected in the event of a claim.
Does your home insurance cover your home renovations?
After investing time and money into making improvements, it is important to ensure that your insurance policy still offers you the right level of coverage on your home.
Car thefts are on the rise in Ontario.
With vehicle thefts on the rise here in Durham Region, and up 45% in Toronto, the best method of defence is awareness, and there are several things that you can do to deter thieves from targeting your vehicle.
What exactly is an insurance broker?
Roughley insurance brokers will discuss your needs, assess your risk level, and advise which coverage options will best protect you. As brokers, we work with multiple insurance providers to get you the right coverage at the right price.
Escaping the Canadian cold this winter? Prepare your home first.
Are you are already itching to escape our Canadian cold to a warmer climate? The frigid temperatures that we can experience in Ontario can wreak havoc on your home, especially if your home is unoccupied. We want you to have the best memories that are not clouded by an unfortunate event at home while you are away this winter.
Is collision coverage worth the extra cost?
Collision is an optional insurance policy add-on but we always recommend adding it to your policy. If you do not have collision coverage could you afford to replace your vehicle today?
Your home-based small business needs insurance.
Your home-based business needs insurance. Let us help you be properly protected against potential lawsuits and claims.
Are you renting? You need insurance.
Are you renting? You need insurance. There is so much to think about and plan for such as where to live and what to bring. One thing that many new renters don’t think about is insurance… but that’s where we can help.
Home Insurance mitigates risk on your greatest asset.
Imagine your investment of $425,000, along with your dreams, being burned away in a matter of minutes. Unfortunately, a Toronto couple experienced this first-hand. The couple’s in-progress cottage on Georgian Bay was destroyed in a matter of minutes due to a suspected...
Are you renting your cottage? There is insurance for that!
Renting out your seasonal dwelling can bring in big bucks, but not without its own set of risks.
Do you need special coverage for your remote employees?
If your employees work from home, or sometimes work from home, do not make the mistake of thinking that their home insurance will cover your business insurance needs.
Help! My car has been hit and the driver has fled the scene. What do I do?
Help! My car has been hit and the driver has fled the scene. What do I do?
What Is Personal Umbrella Insurance?
Liability lawsuits are unpredictable these days. While home and auto insurance carry liability protection, they most likely aren’t designed to handle a big claim, such as permanent disability.
If you lose a lawsuit that results in a payment amount that’s larger than your insurance policy covers, the remainder will have to be paid out of pocket.
Umbrella insurance is a kind of personal liability insurance that takes over when the liability limit on your standard home, auto or other personal insurance policies is maxed out. You can acquire a policy for as low as $125 for the year.