What is Personal Liability under your Homeowners Insurance Policy?
What if a visitor slips and falls down your rickety porch?The personal liability portion of your homeowner’s insurance policy covers you against lawsuits for injury or property damage that you or your family members cause to other people
What You Need To Know About Water Damage and Homeowners Insurance
With an increased amount of precipitation, along with unpredictable and severe weather events in Canada, the likelihood of experiencing a water-related insurance claim has increased.
Things to think about when you’re planning for home renovations
Reach out to your licensed home insurance broker to make sure you have the right coverage before you start working on renovations. If you’ve recently completed a home reno, ask your broker if your upgrades are covered by your existing home insurance policy.
Spring Home Maintenance to Keep your Home Running Smoothly
A little home maintenance in the Spring will go a long way for the seasons ahead. With the warmer weather comes an opportunity to get your home in top shape. This isn’t just for appearance either – these tasks can prevent damage and reduce your chances of a house insurance claim.
Cyber Security Throughout COVID-19
We have made an easy target for cyber criminals. We are online now more than ever – cyber criminals take advantage of high-profile events, like COVID-19, and prey on our emotions and our devices.
Whether you are working from home, shopping online or spending more time on social media, there are some simple steps you can take to protect yourself and your data while online.
What’s covered under your Homeowner’s Insurance policy?
This is a question with a long answer, but it’s important that you understand what the coverages and limits are under your homeowner’s insurance policy.
The Future of the Insurance Industry
Insurance rates are determined based upon the probability of an accident happening – a flood, for example. If the insurance industry is unable to accurately predict the probability of a flood or if floods are increasing in frequency, rates rise.
How can I reduce my auto insurance premium?
Ontario has some of the highest auto insurance premiums in the country. There are some ways you can reduce your premium and save some money.
Vehicle Use Change due to COVID-19
We recognize that driving habits have changed for many customers since the beginning of the pandemic. We’re here to help.
Have your work practices changed due to COVID-19?
Have your work practices changed due to COVID-19? Work with your insurance broker to determine your next steps.
Roughley Insurance Announces New Hours!
Effective March 30, 2020, Roughley Insurance Broker’s hours of operation will change to 9:00am until 4:30pm, Monday to Friday.
What is in your vehicle emergency kit?
Being prepared for any situation while on the road will provide you with peace-of-mind and the tools to overcome a potentially dangerous situation. Public Safety Canada has put together a great resource for you that includes items you should keep in your vehicle in...
What does a vacation have to do with your auto insurance?
Whether you are taking your car with you on vacation or you are leaving it at home, a quick call to your Insurance Broker should be on your list of things to do to prepare for your upcoming vacation. If you take your car with you: Your auto insurance coverages only...
Be Prepared for a Motor Vehicle Accident
Have you ever been involved in a motor vehicle accident? No one wants it to happen to them but the reality is that it might happen to you. If it does, being prepared for what happens directly after the accident is important. What to do if you have an accident: Call...
If you have a small business, you need insurance.
If you have a small business, you need insurance. The next item on your check list is deciding which type of business insurance is right for you. Some examples of small businesses that need insurance: Home-based businessesYou make and/ or sell products out of your...