Auto insurance and accident benefits aren’t exactly the most exciting topic, but we are very concerned that you may not be aware of the benefits that are available to you and that it could dramatically affect the financial settlement of your injury claim. It can also be pretty tricky to understand all of the terminology and choices available to you.

However, it is very important for all drivers to understand these coverages and how they affect you.

Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident.

This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.

Accident benefits cover you on many levels. In the next few weeks we’ll explain each portion so you can choose the right level of coverage for yourself and your family.

The coverages we’ll be discussing in the coming weeks will include;

  • Injuries
  • Dependent Care, Caregiver & Housekeeping
  • Income Replacement
  • Death and Funeral

Tune in over the next 4 weeks for a simple break down of each coverage, what’s included in your policy automatically and your options for increasing coverage if necessary.

When you are ready to discuss your accident benefit coverage on your automobile insurance policy, contact us at 905-576-7770, email us at insure@roughleyinsurance.com or visit us at 1000 Simcoe St. N., Oshawa.