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RRSP’s / RRIF’s
It is very important to note that not all retirement plans are equal. The popular bank mutual funds and mutual funds from dealers, on the surface may seem wonderful, but they are not creditor proof and at time of death are subject to probate fees, legal fees and accounting fees. This will seriously reduce their value. Only Segregated funds are creditor proof and are not probated.
The first rule of financial planning is protection. You work too hard for your money to leave it exposed to creditors, government and administration costs.
Be Sure …to plan for an enjoyable retirement! Speak with our experts to find out what type of plan you should be putting in place. It is never to soon to start. Ensure you financial security and peace of mind by knowing that you will be financially secure in those retirement years.
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