hero_Tenant Insurance

Tenant Insurance

Protecting your possessions

As a tenant, you may not own the building you live in, but you are responsible for all of the things you brought into it. What would you do if your apartment building suffered a major fire, and all of your belongings perished in the fire? Are you prepared to start over? Could you start over? Even the most modest collection of clothes and furnishings are costly if you had to replace them with new ones.

Over 50% of renters do NOT carry Tenant Insurance (Contents Insurance). In most cases, people do not carry this coverage because they don’t know how important it is, or do not want the extra expense. But in many cases, the cost to insure all of your belongings can be as little as 50¢/day.

Tenant Insurance Policies can provide coverage for losses such as:

  • Fire and smoke damage
  • Theft or vandalism
  • Damage caused by a windstorm or hail
  • Legal liability insurance to protect you and your family should you cause bodily injury or property damage to someone else, including damage to the dwelling you reside in.
  • And many more…..

Tenant Insurance is highly affordable and strongly recommended for every renter. It is also recommended that Landlords insist that their tenants invest in Tenant Insurance.

It is important that you have a well-documented list of exactly what you own, and that you protect those belongings with an appropriate level of tenant insurance. (Click here to download a Contents Inventory Template). When, or if, you ever have to make a claim, having a detailed list of your possessions will make it significantly easier to have your claim handled quickly and fairly.

Visit our convenient location:

Roughley Insurance Brokers
1000 Simcoe St N
Oshawa, ON L1G 4W4
Phone: 905-576-7770
Toll-Free: 1-888-558-0883
Fax: 905-576-3610