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Did You Know

Common Myths and Misconceptions about Insurance

• MYTH #1 - The colour of a vehicle will have an impact on an insurance rate.
• MYTH #2 - “No Fault” insurance means that nobody was at fault.
• MYTH #3 - Any automobile insurance claim will affect my insurance rates.
• MYTH #4 - My vehicle is parked in my locked Garage, so it’s covered under my house insurance.
• MYTH #5 - I only use my Motorcycle/Snowmobile for half the year, so I should be able to decrease my coverages in the off season.

FAQ – Frequently Asked Questions

• “The Police Officer said it wasn’t my fault....why would my rates go up?”
  
• “I just got my renewal, and my rates went up. Why would my rates go up now that my vehicle is a year older?”
  
• “My son just got his license, and I noticed that he was added as occasional driver on my brand new car, but he doesn’t even drive that car. Why can’t he be rated on my other car that is 10 years old?”
  
• “I just moved into a house that is half the size of my last one. Why did my insurance go up?”
  

Just the facts about…..

• Go-Peds, E-Bikes, Battery Operated Toys and Devices
• Identity Theft
• Umbrella Liability
• Policy Discounts and Cost Saving Opportunities
• High Risk Insurance