Roughley Insurance staff members cheering around a table while watching a Toronto Blue Jays game

Insurance Tip – Home Insurance and Watercraft

Does your home insurance policy cover liability in terms of boats, jet skis and other watercraft? Your home insurance will only cover losses on small watercraft, valued at less than $2000.00 and have a smaller than 25hp outboard motor. At Roughley Insurance, we have...

read more

Rental Vehicles and Auto Insurance

Do you need a rental vehicle while you’re on vacation? Often times there is a grey area about rental car insurance coverage. Does your personal auto insurance cover you while you are driving your rental car? Do you need to purchase the insurance offered from the...

read more

A Worry-free Summer Vacation

We all leave our homes unoccupied for many different reasons including: going to work, running errands, and vacations. During these times when there is no one home it leaves your home more vulnerable to theft. Here are a few tips to help deter robbers from getting...

read more

What you need to know about Collision

Collision is an optional insurance policy add-on but we recommend always adding it to your policy. Here’s why: Hit & run coverage falls under collision. If you do not have collision on your auto-insurance policy you can’t file a claim for hit and run. Without...

read more

Home-Based Business Insurance

Selling on Etsy, running a home daycare, being self-employed, running an Internet-based business – these are just some examples of home-based businesses where you need insurance coverage. There are two important reasons why you need your Insurance Broker to know about...

read more

Tenant Insurance

If you rent your place of residence, you need tenant insurance. Tenant insurance covers the contents that you own in the case of a loss as a result of fire or theft. Your possessions are important – having the right coverage in place can give you peace of mind that...

read more

Home-share insurance is now available!

Are you considering offering your home to travellers or do you already home-share? We now offer home-share insurance to cover you and your assets! What is it? Designed for you if you rent your home on a short-term basis through networks such as Airbnb. Provides you...

read more

Lending your car means lending your insurance

Before handing your keys over to a family member or friend when they ask to borrow your car, there are a few things you should consider. When you hand over your keys you are also handing over your insurance coverage. In the event that there is an accident, your...

read more

Ontario Tow Truck Legislation

The Ontario towing industry is undergoing changes on how the industry operates. These changes are enacted by the Province to reduce insurance rates and help protect consumers during a stressful moment in their lives. Many of these changes come into effect January 1,...

read more

Winter Tire discount? Yes, please!

In October of 2015, the Ministry of Finance issued a statement confirming that all insurance companies including the Facility Association are required to provide a winter tire discount as of January 1, 2016. This was mandated by the Ontario Government in 2014 as part...

read more