What you need to know about Collision

Collision is an optional insurance policy add-on but we recommend always adding it to your policy. Here’s why: Hit & run coverage falls under collision. If you do not have collision on your auto-insurance policy you can’t file a claim for hit and run. Without...

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Home-Based Business Insurance

Selling on Etsy, running a home daycare, being self-employed, running an Internet-based business – these are just some examples of home-based businesses where you need insurance coverage. There are two important reasons why you need your Insurance Broker to know about...

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Tenant Insurance

If you rent your place of residence, you need tenant insurance. Tenant insurance covers the contents that you own in the case of a loss as a result of fire or theft. Your possessions are important – having the right coverage in place can give you peace of mind that...

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Home-share insurance is now available!

Are you considering offering your home to travellers or do you already home-share? We now offer home-share insurance to cover you and your assets! What is it? Designed for you if you rent your home on a short-term basis through networks such as Airbnb. Provides you...

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Lending your car means lending your insurance

Before handing your keys over to a family member or friend when they ask to borrow your car, there are a few things you should consider. When you hand over your keys you are also handing over your insurance coverage. In the event that there is an accident, your...

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Ontario Tow Truck Legislation

The Ontario towing industry is undergoing changes on how the industry operates. These changes are enacted by the Province to reduce insurance rates and help protect consumers during a stressful moment in their lives. Many of these changes come into effect January 1,...

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Winter Tire discount? Yes, please!

In October of 2015, the Ministry of Finance issued a statement confirming that all insurance companies including the Facility Association are required to provide a winter tire discount as of January 1, 2016. This was mandated by the Ontario Government in 2014 as part...

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Ready or not, here comes winter!

Are you ready for winter driving? When it comes to driver safety during the winter months, and ounce of prevention can be worth a pound of cure. Preparing your vehicle, and adjusting some of your habits, can be the difference between a safe arrival, and a spin-out on...

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UberX is here, but are the risks worth it?

UberX has been a trending topic in the news recently for its controversial competition with Taxi Associations, driver by-law infringements and safety. Much has been talked about regarding the increasingly popular ridesharing program, but how does UberX and auto...

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Backpacks for Success

Backpacks are a staple for the ending of summer and the beginning of a new school year for students in the Durham Region. For over 10 years, Roughley Insurance Brokers Ltd. has made a strong effort to ensure students who are in need within the community receive a new...

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